You’ve struggled long enough. Wipe out your debts.
If you qualify, bankruptcy is your legal right.
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Schedule a Consultation
When Denver faces overwhelming debt, they turn to Erin Lane, who has over a decade of experience helping Coloradans get ahead of debt. Contact her now to schedule your free consultation and get the relief you need.
With an encyclopedic knowledge of bankruptcy law, the attorney uses Colorado debt relief laws and the federal bankruptcy code to help clients secure a fresh start. Her genuine care for her clients and experience in tailoring effective solutions that empower them to overcome financial struggles drive her to achieve the best possible outcomes.
When Erin isn’t advocating for her clients, she’s dedicated to fitness, starting each day with a challenging workout. While she enjoys playing as hard as she works, her greatest passion will always be helping hardworking folks achieve financial stability.
“We were so glad to have Erin in our corner when we needed a legal advocate. She is sharp and professional and earned our trust immediately. She helped us explore all our options and kept us in the communication loop at all times. I would recommend her services to friends and colleagues unconditionally.” – Judy.
With over a decade of experience helping people get back on their feet, she has mastered the following debt relief and bankruptcy practice areas:
If you’re struggling with overwhelming debt, Erin Lane will help you find a way out. Contact her today to schedule a free consultation.
“I never felt like I didn’t know what was going on. She put me at ease from day one. This was the easiest process ever. She explained everything to me and got the job done. If anyone I know needs legal advice or an excellent attorney, I will definitely send them to Erin. Thanks so much, Erin, you did an amazing job!” – Janis.
Bring recent pay stubs, tax returns, bank statements, a list of assets and liabilities, notices from creditors, and any prior court documents regarding your debts. Erin will need these documents to assess your financial situation accurately and determine the best debt relief strategy.
Alternatives include debt settlement, negotiation, credit counseling, and loan consolidation. Erin Lane can negotiate with creditors, create a feasible repayment plan, or help you understand whether other legal protections apply, like the Colorado Wage Garnishment Rules.
Bankruptcy, governed by federal law, offers a discharge of most unsecured debts through either liquidation (Chapter 7) or reorganization (Chapter 13). Debt settlement, on the other hand, involves Erin directly negotiating with creditors to reduce the amount owed. While both options can provide relief, they differ significantly. Bankruptcy offers a stronger safety net through the "automatic stay," which halts all collection efforts by creditors. Conversely, debt settlement might leave some creditors unsatisfied, potentially leading to lawsuits or wage garnishments.
When you file for bankruptcy, the automatic stay provision immediately halts creditor harassment, wage garnishments, and other collection actions, meaning creditors cannot contact you directly or pursue legal action until the Colorado courts resolve your bankruptcy case. This provision provides peace of mind while your attorney negotiates your debt relief.
Yes, you can stop a home foreclosure in Colorado by leveraging various legal strategies. One is filing for bankruptcy. It triggers an automatic stay, which immediately halts all collection actions, including foreclosure. In Chapter 13 bankruptcy, you can incorporate past-due mortgage payments into a structured repayment plan, allowing you to catch up over time while keeping your home. Additionally, borrowers are allowed to cure the default by paying back missed payments and any associated fees before the foreclosure sale under Colorado law. To avoid foreclosure altogether, Erin can help you negotiate with your lender or explore other debt-relief options, such as loan modifications.
Yes, you can stop repossession in Denver by using legal strategies that safeguard your rights. When you file for bankruptcy in Colorado, it triggers the automatic stay provision which immediately halts repossession actions from creditors. Another option is Chapter 13 bankruptcy, which allows you to incorporate missed payments into a manageable repayment plan, catch up over time, and keep your vehicle. Furthermore, Colorado law protects against unlawful repossession tactics, requiring creditors to follow proper procedures. Erin will help you negotiate with creditors, file for bankruptcy, or explore other debt-relief options to protect your property.
Because medical bills are generally considered unsecured debt, Courts can discharge them under Chapter 7 bankruptcy. In Chapter 13, they may be included in your repayment plan, significantly reducing or eliminating their impact.
We understand that debt is overwhelming, but understanding your rights and options can help you achieve financial stability. Whether you’re facing the threat of repossession, home foreclosure, wage garnishment, or creditor harassment, legal protections offer significant relief. Erin Lane, Denver’s experienced debt relief attorney, will guide you through these processes, from negotiating manageable repayment plans to helping you access the protections of Chapter 7 or Chapter 13 bankruptcy. Her deep understanding of Colorado and federal laws ensures that you receive tailored strategies to address your specific financial challenges, allowing you to regain control and move toward a brighter financial future.
Don’t wait until debt becomes an unmanageable burden. Schedule your free consultation with Erin Lane today, and take the first step toward reclaiming your financial independence. With her compassionate approach and strategic legal experience, she will empower you to tackle your financial challenges head-on and provide the guidance necessary for a fresh start.
The decision to file for bankruptcy is not a decision that most people anticipate making in their lives. Even though millions of people have successfully used bankruptcy as a tool for debt relief, there are still many myths and incorrect assumptions that dissuade some people from filing. When clients come to us, they are usually distressed and panicking that they are about to lose their home, their car, and their possessions. You should not feel embarrassed about taking back control of your future. You have rights under the law, including the right to take action to get rid of debt, protect your property and restore your financial health. Filing for bankruptcy can be complicated. Choosing the right bankruptcy lawyer should be simple. Learn more about your debt relief options by speaking with one of our experienced Colorado bankruptcy attorneys about the advantages and disadvantages of bankruptcy. We offer a free consultation to understand your concerns, examine your financial status and recommend a course of action. Don’t let debt have an extreme hold on your life. Reach out to our Denver Bankruptcy Lawyers today.
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